
	Finding the right home at the right price is just one aspect of a home sale or purchase. Janet Christie Carpenter, CRS is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 513-673-5574 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

What closing costs should you expect?

There are certain basic costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Ohio to help lead you through your process.

Closing costs that are tied to financing (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: If you are buying a home in Clermont County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not shocked when you get to the closing appointment. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that seem unusual.